APR by credit score

Typical new-car rate bands by tier, and what your band costs versus a 0% offer. Estimates, not a quote.

APR by Credit Score Estimator

Free. Full name and email, then it opens here and we send you the link so you can come back to it.

Credit score Amount financed Term (months)

Bands as of seed, unverified. Editable if you have fresher data:

Superprime 781+ (%) Prime 661 to 780 (%) Nonprime 601 to 660 (%) Subprime 501 to 600 (%) Deep subprime 300 to 500 (%)

Your tier

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Estimated APR

Monthly payment at that APR

Monthly payment at 0% APR

A 0% offer saves you

Default bands are typical new-vehicle averages by tier and are updated by our editorial workflow. Lenders set actual rates from your full application. 0% offers usually require the top one or two tiers.