0% APR and low-APR deals: August 2026

18 verified offers across 5 makes. Updated August 27, 2026.

This August, automakers are offering substantial financing incentives across multiple brands and vehicle types. We've verified 18 current offers, with 15 of them featuring true 0% APR financing. The August 2026 0% APR car deals span five major manufacturers: Toyota, Hyundai, Mazda, Mercedes-Benz, and Kia. Whether you're shopping for a sedan, SUV, or electric vehicle, there are genuine promotional rates available that can save you thousands in interest over the loan term.

Mazda leads this month's offerings with multiple models qualifying for 0% APR, including the CX-5, CX-30, and CX-50, all available at 0% for 36 months. Toyota is also competitive, with the Camry sedan and the all-electric bZ both offering 0% APR financing for 36 and 72 months respectively. These deals represent some of the most attractive financing terms available in the current market and are particularly valuable given current economic conditions.

Every link and offer listed on this page has been verified against manufacturer websites to ensure accuracy and current availability. Financing rates and terms can change frequently, and eligibility may depend on credit score, down payment, and other factors. Review the complete details for each offer below to find the deal that best matches your needs and timeline.

Hyundai all Hyundai offers

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Hyundai Tucson

MY 2026

1.9%48 mo

Terms: 1.9% APR for 48 months through Hyundai Motor Finance.
Ends: September 2, 2026
Region: National

6/10 · August 27, 2026 Source ↗

2026 Hyundai Tucson: 1.9% APR for 48 months

If you're shopping for a 2026 Hyundai Tucson 1.9% APR financing, this deal through Hyundai Motor Finance is worth a serious look. A sub-2% rate is genuinely competitive right now, especially for a 48-month loan, which keeps your monthly payments manageable while you pay down the principal steadily. The offer is available nationwide and runs through September 2, 2026, so you've got some time to decide. Keep in mind that rates this low typically require good to excellent credit and approval through Hyundai Motor Finance, so your actual rate will depend on your financial profile. It's worth getting pre-qualified to see what you qualify for before you head to the dealer.

Kia all Kia offers

Kia Niro EV

MY 2026

0%72 mo

Terms: 0% APR for 72 months plus up to $3,500 cash back through Kia Finance
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Kia EV6

MY 2026

0%60 mo

Terms: 0% APR up to 60 months through Kia Finance
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Kia EV9

MY 2026

0%60 mo

Terms: 0% APR up to 60 months through Kia Finance
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

2026 Kia Niro EV: 0% APR for 72 months

The 2026 Kia Niro EV 0% APR financing deal is pretty solid if you're in the market for an electric SUV. You're looking at zero interest over 72 months plus up to $3,500 in cash back through Kia Finance, on approved credit. The main thing to keep in mind with 0% offers like this is that they typically require a strong credit profile, so it's worth checking your score before you head to the dealer. The 72-month term keeps your payments manageable, though going shorter would lower your overall interest costs if you wanted to pay it off faster. This offer runs through August 31, 2026, and it's available nationwide, so you've got a decent window to shop around and find the right vehicle.

2026 Kia EV6: 0% APR for 60 months

The 2026 Kia EV6 0% APR financing through Kia Finance is a solid deal if you qualify, available nationwide through the end of August 2026. Zero percent interest over 60 months means you're paying just the principal with no extra cost from financing, which is genuinely valuable when rates are typically higher. Keep in mind that to lock in this rate, you'll usually need strong credit and a solid down payment, though terms can vary. If you wanted to pay it off faster, a shorter loan term would mean higher monthly payments but less time carrying the debt. On approved credit, you can take advantage of this offer, so it's worth checking your financing options with Kia to see what works best for your budget and timeline.

2026 Kia EV9: 0% APR for 60 months

If you're in the market for a three-row electric SUV, the 2026 Kia EV9 0% APR financing offer through Kia Finance is worth a serious look. You can finance up to 60 months at zero interest, which means every dollar you pay goes toward the actual vehicle instead of interest charges. On approved credit, this deal is available nationwide and runs through the end of August 2026. One thing to keep in mind: while a longer loan term like 60 months keeps your monthly payment manageable, choosing a shorter repayment period would lower your total cost even further. It's worth running the numbers both ways to see what makes sense for your budget and how long you plan to keep the car.

Mazda all Mazda offers

Mazda CX-5

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-30

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-50

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-50 Hybrid

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-70 Inline 6

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-70 PHEV

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-90 Inline 6

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda CX-90 PHEV

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda Mazda3 Hatchback

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Mazda Mazda3 Sedan

MY 2026

0%36 mo

Terms: 0% APR for 36 months plus no payments for 90 days on select 2026 models through Mazda Financial Services
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

2026 Mazda CX-5: 0% APR for 36 months

If you're in the market for a new compact SUV, the 2026 Mazda CX-5 0% APR financing deal is worth a serious look. Mazda Financial Services is offering 0% interest for 36 months on select 2026 models, and here's the bonus part: you get 90 days with no payments to get your finances in order before the loan kicks in. This is a solid offer if you qualify on approved credit, and it's available nationwide through the end of August 2026. One thing to keep in mind is that 0% financing typically requires good to excellent credit, so check your score before applying. Shorter loan terms like this one mean higher monthly payments once they start, but you'll pay significantly less interest over the life of the loan compared to a traditional financed purchase.

2026 Mazda CX-30: 0% APR for 36 months

Looking to drive home a new compact SUV without the typical interest charges. Mazda's offering solid savings right now on the 2026 Mazda CX-30 0% APR for 36 months, plus you get a 90-day payment grace period to get settled in. This deal is available on approved credit through Mazda Financial Services on select 2026 models nationwide through August 31st. Keep in mind that 0% financing usually requires good credit and a reasonable down payment, so it's worth checking your financial situation before applying. The 36-month window keeps your monthly payments reasonable compared to longer loan terms, which is helpful if you want to own the car outright sooner rather than later.

2026 Mazda CX-50: 0% APR for 36 months

If you're in the market for a new compact SUV, the 2026 Mazda CX-50 0% APR financing deal is worth a close look. Mazda Financial Services is offering zero percent interest for 36 months on select 2026 models, and here's the kicker: you won't make any payments for the first 90 days. That breathing room can help with cash flow when you're adjusting to a new car payment. Keep in mind that 0% APR financing typically requires approved credit and a solid down payment, so your rate will depend on how you qualify. The offer is available nationwide through August 31st, 2026, so if you've been thinking about upgrading your ride, now's a reasonable time to visit a dealer and see what models are included.

2026 Mazda CX-50 Hybrid: 0% APR for 36 months

If you're shopping for a fuel-efficient SUV, the 2026 Mazda CX-50 Hybrid 0% APR financing deal is worth serious consideration. Through Mazda Financial Services, you can score zero percent APR for 36 months on select 2026 models, plus you won't make any payments for the first 90 days. That breathing room at the start can really help with your cash flow. Keep in mind that 0% APR offers typically require approved credit and a solid down payment, so your financial profile matters here. The shorter three-year term means your monthly payments will be higher than if you stretched the loan out, but you'll pay no interest either way. This offer runs through August 31, 2026, and it's available nationwide, so it's a good time to check inventory at your local Mazda dealer.

2026 Mazda CX-70 Inline 6: 0% APR for 36 months

If you've been watching the new Mazda lineup, here's a solid opportunity worth considering. Right now through Mazda Financial Services, you can get a 2026 Mazda CX-70 Inline 6 0% APR for 36 months, plus they'll give you a 90-day payment grace period on select models. That no-payment window is genuinely useful because it gives you time to get settled into your new car before payments kick in. Keep in mind that zero percent financing typically requires good credit and a reasonable down payment on approved credit, so it's worth checking where you stand before applying. The offer runs through August 31st, 2026, and it's available nationwide, so if this sounds like the right fit for your situation, it's worth reaching out to a dealer soon to lock it in.

2026 Mazda CX-70 PHEV: 0% APR for 36 months

If you're considering a hybrid SUV, the 2026 Mazda CX-70 PHEV 0% APR financing deal is worth a closer look. Mazda Financial Services is offering 0% APR for 36 months on select 2026 models, plus you get 90 days before your first payment is due, which gives you a nice breathing room after purchase. Zero percent financing typically requires approved credit and a solid down payment, but when you do qualify, it can save you a meaningful amount compared to traditional loan rates. This offer runs through August 31st, 2026 and is available nationwide, so if you've been thinking about making the switch to a plug-in hybrid, now's a good time to talk with a dealer about whether you qualify.

2026 Mazda CX-90 Inline 6: 0% APR for 36 months

If you're in the market for a new SUV, the 2026 Mazda CX-90 Inline 6 0% APR financing deal is worth a serious look. Through Mazda Financial Services, you can lock in zero percent for 36 months on approved credit, plus get a 90-day payment grace period on select 2026 models. The real benefit here is that 0% APR typically requires strong credit and a decent down payment, so if you qualify, you're genuinely saving thousands in interest compared to conventional loans. Since this is a 36-month term, your monthly payments will be spread out nicely, which helps with cash flow. The offer runs through August 31, 2026, and it's available nationwide, so there's no regional limitation to worry about.

2026 Mazda CX-90 PHEV: 0% APR for 36 months

If you've been considering the 2026 Mazda CX-90 PHEV 0% APR financing is worth a serious look. Mazda Financial Services is offering 0% APR for 36 months on select 2026 models, which is genuinely rare. On top of that, you get a 90-day payment grace period to get your finances sorted before making your first payment. A quick heads up: zero percent financing typically requires good to excellent credit, and on approved credit, so it's worth checking your credit situation before applying. The offer runs through August 31st, 2026, and it's available nationwide. If you're financing a vehicle anyway, locking in a zero percent rate could save you significant money compared to a traditional loan. It's worth scheduling a test drive and talking to the dealer about whether you qualify.

2026 Mazda Mazda3 Hatchback: 0% APR for 36 months

If you've been eyeing a nimble hatchback, here's a solid opportunity: the 2026 Mazda Mazda3 Hatchback 0% APR financing deal just got even better. Mazda Financial Services is offering zero percent for 36 months, plus you won't make any payments for the first 90 days on select 2026 models, available nationwide through August 31st, 2026. This kind of rate typically requires approved credit and a reasonable down payment, so it's worth checking your financial situation before you head to the dealership. The no-payment grace period gives you some breathing room to get comfortable with your new car before the loan kicks in, which is genuinely helpful if you're managing cash flow.

2026 Mazda Mazda3 Sedan: 0% APR for 36 months

Looking at the 2026 Mazda Mazda3 Sedan 0% APR financing offer, this is a solid deal if you're ready to buy soon. You're getting zero interest for 36 months on approved credit, plus you won't make any payments for the first 90 days. That breathing room at the start can help with your budget while you get settled into the car. Keep in mind that 0% financing typically requires good credit and a solid down payment, so it's worth checking your credit score before applying. The offer runs through August 31, 2026, and applies to select 2026 models through Mazda Financial Services, so availability might vary depending on which trim level you're interested in. It's worth getting quotes from dealers in your area to see what inventory they have available.

Mercedes-Benz all Mercedes-Benz offers

Mercedes-Benz GLC 300 SUV

MY 2026

2.49%24 mo

Terms: 2.49% APR financing for 24 months through Mercedes-Benz Financial Services.
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

2026 Mercedes-Benz GLC 300 SUV: 2.49% APR for 24 months

If you're shopping for a luxury SUV, the 2026 Mercedes-Benz GLC 300 SUV 2.49% APR financing deal is worth serious consideration. Mercedes-Benz Financial Services is offering this rate for a 24-month term, which is a solid option if you want to own the vehicle outright fairly quickly. The shorter timeframe means your monthly payment will be higher than if you spread the loan over 36 or 48 months, but you'll pay significantly less interest overall and own the car sooner. Keep in mind that financing rates this competitive typically require on approved credit, so your credit score and financial profile will matter. This offer runs through August 31, 2026, and is available nationwide, so it's worth getting pre-approved to see what you actually qualify for before you head to the dealer.

Toyota all Toyota offers

Toyota bZ

MY 2026

0%72 mo

Terms: 0% APR for 72 months through Toyota Financial Services with $500 cash incentive on approved credit.
Ends: August 31, 2026
Region: IA, KS, MO, ND, NE, SD

6/10 · August 27, 2026 Source ↗

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Toyota Camry

MY 2026

0%36 mo

Terms: 0% APR for 36 months on approved credit through Toyota Financial Services.
Ends: September 2, 2026
Region: National

6/10 · August 27, 2026 Source ↗

Toyota Tundra i-FORCE MAX

MY 2026

2.99%72 mo

Terms: 2.99% APR for 72 months through Toyota Financial Services on approved credit.
Ends: August 31, 2026
Region: National

6/10 · August 27, 2026 Source ↗

2026 Toyota bZ: 0% APR for 72 months

If you're shopping for an electric vehicle in Iowa, Kansas, Missouri, North Dakota, Nebraska, or South Dakota, the 2026 Toyota bZ 0% APR financing offer is worth a serious look. You can finance for a full 72 months with zero interest on approved credit, plus grab a $500 cash incentive to put toward your purchase. Here's the practical side: a 72-month term keeps your monthly payment manageable, which matters when you're committing to a longer loan. Just keep in mind that 0% APR financing typically requires good to excellent credit, so make sure your credit profile is in solid shape before applying. This deal runs through August 31, 2026, so you've got time to explore your options through Toyota Financial Services.

2026 Toyota Camry: 0% APR for 36 months

If you're shopping for a 2026 Toyota Camry 0% APR financing is worth serious consideration, especially since interest-free loans aren't exactly common these days. This offer gives you 36 months to pay with no APR tacked on, which means every dollar of your payment goes directly toward the principal instead of lining a lender's pockets. Keep in mind that zero percent financing typically requires approved credit through Toyota Financial Services, so your credit profile will matter here. One practical thing to remember is that the 36-month term keeps your monthly payment reasonable compared to shorter loan periods, though you'll want to run the numbers based on your actual down payment and the vehicle's price. This deal expires September 2, 2026, so if the 2026 Camry appeals to you, it's worth getting pre-qualified sooner rather than later.

2026 Toyota Tundra i-FORCE MAX: 2.99% APR for 72 months

If you're in the market for a reliable truck, the 2026 Toyota Tundra i-FORCE MAX 2.99% APR for 72 months is worth considering. This financing rate through Toyota Financial Services is solid for the current market, and the 72-month term keeps your monthly payments manageable, which is especially helpful with a vehicle in this price range. Just keep in mind that while this is a competitive rate, you'll want to work on approved credit to qualify. The offer runs through August 31st, 2026, so you've got some time to explore your options, but it's worth getting pre-approved soon to see where you stand and lock in the rate before it expires.